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Finance with NEIF

Improve your home with trustworthy fixed-rate monthly payment financing

Rucci is an approved contractor of the National Energy Improvement Fund and we offer our customers fair and affordable monthly payment options.

The EnergyPlus Loan

  • 100% financing from $2,500 for most HVAC and home repairs
  • 3, 5 and 10 Year terms available for all loan amounts
  • Guaranteed, fixed payment for the full term (unlike many other credit-card type programs)
  • Flexibility to pay off early at any time, without penalty

Visit the Rucci page on the NEIF website to learn more, or to apply online.

For 2024, as part of the Inflation Reduction Act, you can receive substantial federal tax credits for installing ENERGY STAR-certified heating and cooling systems, along with other qualifying energy-efficient home improvements.

Please go to to learn more.